Are you having trouble with your Mortgage payments?

Are you going to miss any payments in the future?

Are you facing a foreclosure?

Are your mortgage payments too high?

Do you want to sell your house but there is not enough equity?

Do you want to avoid or stop a foreclosure?

If you can answer YES to any or all these questions, regardless of your financial situation, 
A Short Sale may be a viable option for you and your family.

Today, 1 out of every 8 homeowners in America is behind on their mortgage payments. These are tough and frustrating times for almost anyone.  Did you know that there are options other than a foreclosure? 
                                              
  I am an Certified Distressed Property Expert who knows how to handle short sales transaction in South Florida. I understand your situation and have helped hundreds of distressed homeowners. 

 Contact me today to discuss the viable short sale options available to you...

Let me help you avoid foreclosure. 

 

A short sale aka “Discount Payoff” is an agreement negotiated with the bank for a payoff less then what is currently owed on the mortgage loan to satisfy the Lien. A short sale allows both the lender and the distressed homeowner to avoid foreclosure by selling the property at a loss. This agreement occurs when borrowers is facing hardship and financial distress. The distressed homeowner must hire a licensed REALTOR in order to list, market and sell the property for its current market value. Since the mortgage lender payoff will be at a discounted amount (less than what it is owned), the short sale requires the lender's written approval before the transaction can close on settlement.

A short sale is a viable option to assist the homeowner in avoiding foreclosure filings. Mortgage Lenders will consider and possibly approve a well presented short sale in order to avoid the costs of a foreclosure that can cost the mortgage lender thousands of dollars. The advantages of a short sale brings to a homeowner are numerous such as ending the foreclosure proceedings against the borrower, minimize the impact on the credit history (compared to the impact of a foreclosure filing), The ability to maintain current and obtain future employment where a foreclosure could possibly require garnishment of a borrowers wages and security clearance compliance issues.

A short Sale is a complex, detailed and time consuming process as a distressed homewoner's future will depends on the decision of hiring a professional and expert who soley specializes on handling Short Sales transaction. Negotiating a short sale can be a very frustrating process for any distressed homeowner. Aside from the frustrations on how to continue making payments for the monthly obligations, taking on short sale a negotiation with the lender is just added on stress to the homeowner that can be delegated to a short sale specialist.

For more detailed information regarding a short sale and if it’s the right option for you, Please contact Meyling Calero, A certified Distressed property expert.